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Financing Your Outdoor Project

At Wiges Outdoor Services, we believe that budget should not be a barrier to creating your dream yard. Whether you are installing a new concrete driveway, a custom stone patio, or a complete backyard renovation, we offer flexible financing solutions through our trusted lending partners.

Get Pre-Qualified Now
515-207-0467

Our Financing Partners

We have partnered with leading lenders who specialize in home improvement and outdoor living projects. These programs are designed to provide quick approvals and terms that fit your financial situation.
We offer a full range of professional services tailored to meet the specific requirements of our Des Moines clients. Our work focuses on improving curb appeal and property value through expert installation and care.

HFS Financial

HFS Financial specializes in providing loans for large-scale outdoor projects. They offer a streamlined process that helps you move from the design phase to construction without delay.
  • Flexible Terms: Variety of loan terms to suit your monthly budget.
  • Quick Approval: Fast processing so you can start your project sooner.
  • Dedicated Support: Expert guidance through every step of the application.

Viking Capital

Viking Capital is a leader in home improvement financing, offering competitive rates specifically for outdoor living spaces and pools.
  • Specialized Loans: Financing tailored to the unique needs of landscaping and hardscaping projects.
  • Competitive Rates: Access to some of the best rates in the industry.
  • Simple Application: A straightforward online process with rapid decision-making.

Home Upgrade Financing

Lenders Competing for Your Business

Through the consumer financing arm of Contractor Lend Link, we offer access to Home Upgrade Financing. This platform uses advanced technology to scan the market and pinpoint the most advantageous loan options based on your unique credit profile.

Transform your home with βlexible βinancing from Home Upgrade Financing.
  • Easy & Hassle-Free Application Process
  • Personalized Loan Options Tailored to Your Budget
  • Fast Pre-Approval and Quick Funding
  • We shop multiple lenders and Investors for you

How it Works:

  • Apply Online with No Impact on Your Credit Score (soft pull)
  • Veriβication call from our specialist
  • Fast Pre-Approvals and Personalized Loan Solutions
  • Choose the Right Financing Program for Your Home Project
  • Upload a few veriβication documents
  • Get Funded

Get Pre-Approved Today!

Scan the QR Code for our intake form
No Hidden Fees – Clear, Simple, Fast.

Common Financing Solutions

  • Secured vs. Unsecured Loans: Secured loans use your home as collateral and often feature lower interest rates. Unsecured loans do not require collateral but may have slightly higher rates.
  • Direct to Consumer vs. Stage Funded: Direct loans give you the full amount upfront to pay your contractor. Stage-funded loans release money to the contractor at specific project milestones, often resulting in lower rates due to reduced investor risk.

Quick Application Process

We pride ourselves on helping our clients find the best rates and terms to achieve their renovation project goals, regardless of their credit profile. Our expert lending consultants have helped add billions of dollars in real estate value to our client’s homes. With our quick application process and no effect to your credit score, get your quote today to see how easily you could love the home you own!

  • Fund Multiple Projects With One Loan
  • Personal Loans – Not Tied To Your Home’s Equity
  • Funding As Fast As 48 Hours
  • No Prepayment Penalty
  • Terms Up To 20 Years
  • No effect on your credit to apply

Frequently Asked Questions

The process is simple. Click our pre-qualification link to start. We conduct a soft credit inquiry, which means your credit score remains unaffected. Our team then analyzes your profile to discuss the best personalized options for you.

Our network of investors accepts credit scores starting as low as 550. We work with programs designed for various financial backgrounds, including those who are self-employed or have unconventional income streams.

Approval is typically fast. Many customers receive a decision within minutes, with funds available shortly thereafter. We prioritize finding the best long-term rate for you rather than just the fastest result.

The vast majority of the programs we access have no pre-payment penalties. You can choose repayment terms ranging up to 20 years, giving you full control over your monthly commitment.

Start Your Project Today

Don’t let budget constraints hold you back from the outdoor oasis you desire. Our financing options make high-quality outdoor construction accessible and affordable.

Get Pre-Qualified Now
515-207-0467
About Company
Family-owned and operated since 2009, Wiges Outdoor Services provides trusted outdoor construction, landscaping, and property care throughout the Des Moines metro and Central Iowa communities.
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    Sat - Sun: Closed
  • (Appointments Preferred)
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